Requirements For Bajaj Finserv
- You should have an account in any Nationalized Bank (SBI , Federal , HDFC etc…)
- Cheque leafs are not mandatory.
- CIBIL Score should be 750 or above . ( or -1 )
- First time EMI purchase will show CIBIL Score as -1.
- If the EMI have not been used in a long time, it will also show CIBIL Score as -1
- Distance from shop to your location must be within 25 to 30km
- Interest will be around 7%
- Desktops & Laptops are available without interest scheme. (HP, Dell , Lenovo etc..)
- Oppo, Vivo , Samsung & Realme phones are also available without interest.
- iPhone , Redmi , Oneplus are available in interest scheme only.
- Every EMI purchase will have a down payment of 30% of the product price .
- If you have used BAJAJ EMI before, you will get all the special schemes.
Documents and Informations needed
PROOF
The below mentioned documents are required at the time of availing EMI. Documents must be provided by the person who is availing the BAJAJ EMI
- AADHAR card
- PANCARD
- Voters ID or Driving License
- Two Phone numbers
- Job Details
- Location and Landmark
Check your eligibility .
Requirements for HDFC
- You should have an account in any Nationalized Bank .
- MDC Bank , Co-Operative Bank are not supported.
- Grameen Bank, ESAF ,Dhanalakshmi Bank, Syndicate Bank are supported conditionally.
- Cheque leaves are not mandatory for HDFC Account holders, other bank account holders must provide cheque leaves.
- CIBIL Score should be 700 or above .
- Distance from shop to your location must be within 50km
- Interest will be around 10% ( For the amount after deducting the down payment)
- Desktops & Laptops are available with interest scheme.
- Oppo, Vivo phones are available without interest.
- iPhone , Samsung are available only in interest scheme.
Documents and Informations
PROOF
The below mentioned documents are required at the time of availing EMI. Documents must be provided by the person who is availing the HDFC EMI
- PAN CARD (mandatory)
- AADHAR card / Voters ID / Driving License
- Two Phone numbers
- Job Details
- Location and Landmark
